SMBC Group

  • Senior Credit Review Officer

    Job Locations US-NY-New York
    Posting Date 2 weeks ago(6/3/2019 3:19 PM)
    Career Category
    Credit Review
    Position ID
    2018-0800
    Corporate Title
    VP
    Type
    Full-Time
  • Overview

    SMBC is looking for a Sr Credit Review Officer to join their team.

    Responsibilities

    Responsible for conducting thorough credit analyses during examination of various business units in SMBC's Americas Division to assess credit quality and credit administration.

    The person should have the ability to produce credit analyses which summarize key credit and structural elements of various transactions. This requires the ability to quickly understand various transactions, evaluate credit risk and focus on key structural elements.

    The senior analyst will evaluate the depth and accuracy of the units' credit analysis, adherence with the bank's policies and procedures and report such findings to management of Credit Review and senior management of the bank.
    Head examinations and supervise the credit review process. As a head examiner, the individual will provide analytical guidance to other senior team members and perform certain portfolio management functions.

     

    Key Responsibilities:

    60% - Financial Analysis - Assess credit worthiness of obligors, credit structure, credit administration and accuracy of credit grades.

    20% - As Examiner-in-Charge (“EIC”) lead the CRVD team to complete credit examinations of the business units, manage examination process, and write final reports which detail CRVD’s findings and recommendation. Verify Units’ compliance with existing bank policy and procedures.

    20% - Ongoing Credit Review Summaries - Monitoring of accounts subject to Self Assessment.

     

    Key Competencies:

    · 50% Strong analytical credit skills with a minimum of 10 years' experience in a major US, foreign or regional
    bank.
    · 20% Strong verbal and written communication skills are essential, as well as tact and diplomacy in dealing with
    senior management.
    · 5% Good computer skills are also required (spreadsheets, word processing, internet, etc.).
    · 20% Broad credit experience in a variety of industries, lending disciplines and credit structures.
    · 3% Ability to conduct domestic and foreign travel for 1-2 week assignments 1-2 times per year.
    2% Ability to do overtime as needed.

    Qualifications

    Experience in a major US, foreign or regional bank or credit rating agency. Strong background in financial statement analysis, accounting, deal structuring and good communication skills (written and verbal). Prior experience structuring transactions is preferred.

    Good knowledge of banking procedures and regulations. Strong understanding of credit fundamentals of diversified industries and business transactions.

    Preferred Education/Licenses/Certifications/Registrations

    Formal credit training from a major money center bank. MBA or CFA degree is preferable.

    Strong verbal and written communication skills and solid working knowledge of commonly used computer applications such as: Word and Excel (spreadsheets, word processing, internet, etc.).

    Ability to conduct domestic and foreign travel for 1-2 weeks assignments 1-2 times per year. Overtime as needed.

     

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